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Stopping Collection Calls & Harassment

Bankruptcy May Provide Legal Protection from Harassment

Once anyone falls a month or two behind on credit card payments, car payments, medical bills and other obligations, high-pressure "reminder" calls may begin. From there — whether a gradual process continues or a sudden adverse event such as job loss or a health problem adds to the problem— you may be in a very precarious, stressful position.

If you cannot keep up with your personal debt and one effect is frequent creditor harassment, stopping that relentless pressure may be your top priority. At Army & Army, LLC, in Worcester, we want to help. You can speak directly with a longstanding Massachusetts Chapter 7 bankruptcy attorney about your rights, available legal options, and ways to stop creditor and collector harassment.

Taking Positive, Decisive Action to Stop Creditor Harassment

When potential clients call, we urge them to take action sooner rather than later, even if that means simply gathering the information you need to evaluate Chapter 7 bankruptcy as a solution. Many creditors and collectors are more aggressive than ever today, in some cases:

  • Stretching and crossing the boundaries of the Fair Debt Collection Practices Act (FDCPA) — in the frequency and timing of calls, their contact with others about you, and many other ways
  • Jumping on the first real opportunity to file a collection lawsuit, which can lead quickly to a judgment against you and potential garnishment of your bank account and/or wages

If you qualify and choose to file Chapter 7 bankruptcy, one reliable benefit is that creditor and collector harassment will stop for you. When you retain our firm, you can immediately been re-directing callers to us, and once we file your successful case, they will be legally bound to stop calling.

Lawyers with the Skill and Knowledge You Need for Sound Decision-Making

We are prepared to consult free with you about your debt problems, regardless of your current job status or overall financial picture. We take a consultative approach; in other words, we talk it out with you and offer straight talk and strategies that may work for you.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.