Offering Straight Talk, with No Pressure, on Bankruptcy
Bankruptcy myths and misconceptions run from the harmless and hopelessly inaccurate to some that are truly dangerous in their potential impact. If you are considering Chapter bankruptcy or other debt relief programs, we encourage you to contact us at Army & Army, LLC, in Worcester, Massachusetts.
Our father-son team of lawyers will offer straight answers to your concerns about whether you qualify, the cost of filing, how much personal debt you can eliminate, the impact on your credit, and other important matters. We want to do all we can to help you understand legal options and make sound decisions based on solid information. For example:
- You should continue to pay your mortgage if you intend to file Chapter 7 bankruptcy and want to keep your home safe from foreclosure.
- You do not have to "liquidate" everything you own in a Chapter 7 bankruptcy; protected assets include all qualified retirement accounts and often your home, vehicle, and other property.
- Recent changes in the laws did not make it vastly more difficult to file for debt relief through Chapter 7 bankruptcy — and we can walk you through the additional requirements that do apply.
- It is possible to rebuild your credit after bankruptcy. With time, diligence, and a better understanding of how to protect themselves financially, many people recover to own homes, get credit again and succeed financially.
Sound, Caring Guidance from Dedicated Lawyers
We are here to help you assess your options and share our insights into other questions you may have — such as the effectiveness of entering a "debt negotiation" program with one of the companies we see advertised so frequently. Whatever your financial problem or current social position, we encourage you to contact us and ask for a free consultation with an attorney.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
