Filing for Chapter 7 Personal Bankruptcy in Massachusetts
Bankruptcy isn't the right choice for everyone but if you have suffered a loss of income, or are facing overwhelming credit card or medical debt that are far more than you can repay, Chapter 7 bankruptcy may be the right choice for you.
Worcester, Massachusetts, bankruptcy lawyer Larry F. Army, Sr. has been helping Massachusetts residents file for Chapter 7 bankruptcy for more than 25 years. He has a comprehensive understanding of the qualifications and pre-requirements of bankruptcy filing. He can review your financial situation at no cost to you and advise you whether you qualify for Chapter 7 and whether Chapter 7 would be a good choice for you.
The law firm of Army & Army, L.L.C., focuses exclusively on assisting people with Chapter 7. If you do not qualify, we will refer you to a knowledgeable and ethical attorney who can assist you with Chapter 13 or Chapter 11. Contact our Worcester or Grafton law office for a free consultation.
What Is Chapter 7?
Chapter 7 is the most straightforward, comprehensive option for people who need to discharge unsecured debts like credit card debts, personal loans and medical debt. Unlike a Chapter 13 repayment plan, with Chapter 7 any debts that are discharged are gone. You do not need to repay them.
You must meet certain income requirements in order to file for Chapter 7. When you come in for your first consultation we can advise you whether you meet the income guidelines. We will also explain the steps you need to take before we can file for you, such as completing a credit counseling class.
What Chapter 7 Can Do for You
The benefits of Chapter 7 bankruptcy include:
- Immediate relief from harassing collection calls and letters
- A hold on any legal actions against you regarding your debts
- A hold on repossession of your car
- A temporary stop to foreclosure proceedings against your home (once your unsecured debt is gone, you may find that you now have enough money to continue to make your mortgage payments)
Learn more about bankruptcy:
For a No-Risk, Helpful Consultation With a Middlesex County Debt Relief Attorney, Call 888-339-4206
Why struggle through another day without knowing your legal debt relief options?
Our legal team is knowledgeable in financial matters and legal options, and you will be treated with respect and patience. You pay nothing to contact our firm and request a bankruptcy consultation with an absolutely discreet bankruptcy attorney.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
